The Lending Architects
LendArch’s Digital Fulfillment System™ is built from the ground up as an AI-native, cloud-native, microservices-driven platform that re-imagines how mortgages are fulfilled! Faster, safer, and at the lowest cost of production in the industry.
Our mission is simple radically reduce the cost to fulfill by eliminating friction, automating intelligence, and enabling true end-to-end digitization across the mortgage lifecycle.
Product Suite
Finding efficiencies and end to end digitization
A unified Digital Fulfillment System™ designed for speed, clarity, and control. LendArch enables borrowers to submit data, not paperwork, while lenders gain real-time visibility across every stage of the loan lifecycle from application through close.
The result is a faster, more transparent experience that keeps borrowers and operators aligned without manual handoffs or fragmented systems.
User-Friendly Interface
Intuitive forms and navigation for easy application submission.
Exception-Based Workflow
AI completes first-pass workflow orchestration, escalating real exceptions for faster decisions and lower risk.
Leader & Admin Dashboard
A role-based dashboard giving lenders real-time visibility and control across pipeline, exceptions, and performance.
Document Upload
Data over pages. Documents in. Structured data out. Intelligence first.
Secure Data Handling
End-to-end encryption with strict privacy and access controls.
Integration Ready
API-first platform with native integrations across the mortgage ecosystem.
Cloud Native
Cloud-native by design. Scales effortlessly across any cloud.
Architecture design
A level of microservices adoption unmatched in mortgage technology. It is realized, not simulated
User experience
A unified, intuitive interface that replaces fragmented, multi-screen workflows.One screen with all that matters.
Advisory Services
LendArch provides a variety of products and services to help optimize the lending process, and it all starts with our Consulting Services.
Led by Tammy Richards, our consulting team will bring fresh perspective from the most respected professionals in the industry to find instance gains in efficiencies for your business.
Consulting
Digital Product Landscape
Digital Mortgage Ecosystem
Technology Services
Fulfilment Services
The LendArch Vision
To fundamentally lower the cost to fulfill mortgages by re-architecting the process from first principles.
LendArch replaces manual, document-heavy workflows with an AI-native, data-first fulfillment architecture that automates the majority of the loan lifecycle and routes only true exceptions to human expertise. Built on a cloud-agnostic, microservices foundation, our platform delivers faster closings, lower operational risk, and unmatched transparency for lenders and borrowers alike.
We don’t adapt legacy systems.
We design the operating layer modern lending requires.
Recent articles
A connected ecosystem of API-integrated partners
designed to streamline fulfillment end to end.
The LendArch Ecosystem
Tammy Richards brings over 35 years of executive leadership across the U.S. mortgage and financial services industry. She has held senior national roles at Wells Fargo, Bank of America, and loanDepot, leading large-scale operations, strategy, and transformation initiatives.
Most recently, she served in a senior leadership role at Kind Lending. She currently serves as Chief Strategy Officer at Nexa Lending, advising on growth, market expansion, and modernization of mortgage operations.
As LendArch’s EVP and COO, Karthik is a seasoned Mortgage Banking leader with 25 years of diverse experience in Operations, Transformation , Performance excellence and Digitization. Was leading the TCS Mortgage Practice with industry disruptive digital and cognitive solutions for global home lending industry. He is an international speaker , host and facilitator known for disruptive change and digital transformation at various platforms. Karthik is a Chartered Accountant, Stanford GSB LEAD Alumni and a CRU from MBA.
As LendArch's President Trey, a seasoned entrepreneur, brings an unparalleled knowledge of technology and software development to the team. He has been recognized internationally for his contributions to technology innovation in multiple highly regulated fields including finance and legal. Trey has experience developing tech stacks for companies of all sizes from The Fortune 500 to a burgeoning startup and is passionate about the ability for technology to make lives better.
Let's take your business
to the next level
Built for lenders. Designed for borrowers.
See what modern fulfillment looks like.